Flexible, revolving credit facilities for your business
Access funds when you need them, pay interest only on what you use. Our lines of credit provide the flexibility to manage cash flow, seize opportunities, and handle unexpected expenses.
Simple, flexible financing that adapts to your needs
Apply once and get approved for a credit limit based on your business profile
Access funds anytime up to your limit - online, mobile, or by phone
Only pay interest on the amount you've drawn, not your full limit
As you repay, your available credit is restored for future use
Choose the right line of credit for your business
Flexible revolving credit for ongoing business needs
Lower rates with collateral-backed credit
Credit specifically for purchasing inventory
How businesses use lines of credit
Bridge timing differences between receivables and payables
Stock up before peak seasons without depleting cash
Handle unexpected repairs or urgent business needs
Quickly capitalize on time-sensitive opportunities
Understanding the differences
| Feature | Line of Credit | Term Loan |
|---|---|---|
| Access to Funds | Draw anytime, revolving | Lump sum, one-time |
| Interest Charges | Only on amount used | On full loan amount |
| Repayment | Flexible, minimum payments | Fixed monthly payments |
| Reusability | Credit replenishes as you repay | Must apply for new loan |
| Best For | Ongoing, variable needs | One-time large purchase |
Apply in minutes and get a decision within 24 hours