Services/Lending & Credit/Invoice Factoring

Invoice Factoring

Turn unpaid invoices into immediate working capital

Don't wait 30, 60, or 90 days for customer payments. Convert your outstanding invoices into cash within 24 hours and keep your business growing.

Quick Estimate Calculator

$10K$100,000$1M

Advance (85%)

$85,000

Within 24hrs

Fee (2%)

$2,000

One-time

Final Payment

$13,000

On collection

How Invoice Factoring Works

Simple process to unlock your cash flow

1

Submit Invoices

Upload your unpaid invoices to our platform

Minutes
2

Verification

We verify invoice authenticity and customer creditworthiness

2-4 hours
3

Advance Payment

Receive 80-95% of invoice value immediately

Same day
4

Collection

We collect payment from your customer

Invoice terms
5

Final Settlement

Receive remaining balance minus fees

Upon collection

Factoring Options

Choose the right factoring solution for your business

Recourse Factoring

Lower fees with business responsibility for non-payment

Advance Rate

80-90%

Fees

1-3%

Funding

24-48 hours

Non-Recourse Factoring

Factor assumes credit risk for customer non-payment

Advance Rate

70-85%

Fees

3-5%

Funding

24-48 hours

Spot Factoring

Factor individual invoices as needed

Advance Rate

75-90%

Fees

2-4%

Funding

Same day

Whole Ledger Factoring

Factor all invoices under a single agreement

Advance Rate

85-95%

Fees

0.5-2%

Funding

24 hours

Industries We Serve

Specialized factoring solutions by industry

🏭

Manufacturing

$50M+ factored

45 days avg terms

🚛

Transportation

$30M+ factored

35 days avg terms

👥

Staffing

$25M+ factored

30 days avg terms

📦

Wholesale

$40M+ factored

45 days avg terms

🏥

Healthcare

$35M+ factored

60 days avg terms

🏗️

Construction

$45M+ factored

60 days avg terms

Stop Waiting for Payment

Get cash for your invoices in as little as 24 hours